Up-to-date answers to the questions
on your mind.

All foreign nationals are permitted to purchase property in Montenegro, and there are no restrictions in this regard. You can easily complete your purchase with only a valid passport.

Montenegro is a very secure region for real estate investors. All real estate sales agreements must be signed before a notary; therefore, after the notary transaction, the relevant property cannot be sold by the Seller to another Buyer.

The real estate sales agreement may be signed before a notary either personally by the Buyer or by a representative authorized through a valid power of attorney. Therefore, you can purchase real estate without coming to Montenegro in person.

Purchasing a new-build residence from a construction company is exempt from real estate transfer tax. Since transactions are carried out before a notary, the notary charges a modest service fee based on the property value and the length of the agreement.

Yes, foreigners can apply for a temporary residence permit, known as boravak, by owning property in Montenegro. However, as of January 17, 2026, non-EU citizens, including Turkish citizens, must own real estate valued at a minimum of €150,000 according to the Tax Administration valuation. EU, EEA, and Swiss citizens are exempt from this threshold; the permit is renewed annually.

Foreign nationals who hold a residence permit can open a bank account in Montenegro.

No. Montenegro’s citizenship by investment program closed on December 31, 2022; today, there is no practice that grants citizenship simply by buying a home. The current path is to obtain a residence permit by meeting the requirements, complete the long-term legal residence process, and then apply for citizenship through naturalization.

Montenegro is one of the leading candidate countries for EU membership, and the official target is early 2028. However, membership has not yet been finalized; the timeline may change depending on political and institutional processes. If membership is achieved, properties in Montenegro would become real estate located within EU borders, which could strengthen the long-term European perspective for property owners.

According to 2026 market data, gross rental yields in Montenegro generally range between %4-7. For the Bay of Kotor, this range is approximately %5-6. Yield varies depending on the apartment’s location, size, seasonal demand, management model, and occupancy rate; no guaranteed income is provided.

In construction projects in Montenegro, apartments are generally delivered without kitchens; in the Monte Karia project, however, your apartment will be delivered with all kitchen furniture, including a built-in cooktop, range hood, microwave oven, and dishwasher, at no additional cost.

In construction projects in Montenegro, parking areas are usually sold separately. In the Monte Karia project, however, you can use the parking areas at no additional cost.

Furnishing services are provided in the Monte Karia project; you can purchase your preferred option from the furniture packages created by our architects and easily furnish your apartment through our team.

Rental management services are provided in the Monte Karia project, and you can have the rental and management of your apartment handled through our professional business partner.